Features

Real accounting, built properly.

Double-entry at the core, with the controls accountants expect and the clarity owners need.

Double-entry

Entries that don't balance don't post.

Folium totals debits and credits as you type and shows the exact difference. Posting stays locked until the entry balances.

  • Live debit, credit and difference totals
  • Save as draft while you work it out
  • Your trial balance is right because every entry was right
New journal entryDraft
AccountDebitCredit
1010 · Cash in hand50,000.00
4000 · Sales revenue49,500.00
DEBITS
50,000
DIFFERENCE
500.00
CREDITS
49,500
Save as draftPost entry · locked

Chart of accounts

A structure any accountant will recognise.

Group accounts under parents and balances roll up on every report. Choose a type and the normal balance is set for you.

  • Parent and child accounts with roll-up
  • Assets and expenses debit-normal; the rest credit-normal
  • Your own numbering scheme
1000  AssetsDebit
1010  Cash in handDebit
1100  Accounts receivableDebit
2000  LiabilitiesCredit
3000  EquityCredit
4000  RevenueCredit
5000  ExpensesDebit

Audit trail

Mistakes get reversed, not erased.

Once posted, an entry is locked. Corrections are made with a reversing entry that links back to the original, so both stay on record.

  • Clear states: draft, posted, reversed
  • No silent edits to posted entries
  • A history you can show your auditor
Draft

Editable. Not in the ledger.

Posted

Locked into the ledger.

Reversed

Cancelled by a linked entry.

#1035Office suppliesReversed
#1038↳ Reversal of #1035Posted

Fiscal periods

Close the month with a checklist, not a headache.

See exactly what's left before you lock a period. Once locked, nothing changes behind your back.

  • Bank reconciliation, drafts, overdue receivables, accruals, trial balance
  • Progress you can see at a glance
  • Period locking for finished months
Period-close checklist3 / 5
FY 2026–27 · Q1
Reconcile all bank accountsDone
Post draft journal entriesDone
Review receivables over 60 daysDone
Record depreciation & accrualsTo do
Run trial balanceTo do

Reports

The numbers you need, whenever you need them.

Every posted entry flows straight into your reports. No exporting, no formulas, no second spreadsheet.

  • Trial balance as of any date
  • Financial position and cash flow
  • Receivables aging with at-risk flags
  • A live overview of the business
Trial balanceAs of 30 Sep 2026
AccountDebitCredit
Cash in hand452,000
Accounts receivable128,500
Salaries expense322,000
Rent expense96,000
Accounts payable96,500
Owner's capital290,000
Sales revenue612,000
Total998,500998,500

Sample data

Multi-company

One login. Every company you keep books for.

Switch between clients in a click. Each organisation keeps its own accounts, journals, periods and reports — never mixed.

  • Built for accountants and small firms
  • Complete separation between organisations
  • Each company on its own fiscal year
ORGANISATION
MTMehran Traders
Active · FY 2026–27 Q2 open
ITIndus Textiles
FY 2026–27 Q2 open
RFRavi Foods
FY 2026–27 Q2 open

Company names are illustrative

What's next

On the roadmap

We're building Folium one solid layer at a time. These are planned, not live yet.

Roadmap

Tax

Tax setup for Pakistani businesses.

Roadmap

Invoicing & bills

Receivables and payables workflows.

Roadmap

Banking

Bank accounts and reconciliation.

Roadmap

Payroll & more

Fixed assets, payroll, multi-currency.

See it on your own books.

Set up your first company and post your first balanced entries.